Banking Hub

You can get copies of checks deposited into your account. You will need to provide your bank with the processing date and amount of the check. Most banks have search fees for retrieving copies of checks deposited or copies of written checks. Depending on the… Read More »Can You Get Copies of Checks Deposited

When you complete transactions on a banking app, money app or exchange app – the transactions stay within that platform. Financial institutions do not share transactional information about their customers. If you’re wondering, can my bank see my PayPal transaction? The answer is no. PayPal… Read More »Can My Bank See My PayPal Transactions?

A night depository box is a bank-secured drop box where business customers and their employees can drop off cash, coins and cheques for processing after hours. These night deposits are processed by the bank or the secured armored truck service, such as Garda or Brinks.… Read More »What Are Night Depository Services?

When a direct deposit is sent to a closed bank account, it can be re-routed to another open bank account or returned to the sender. Some banks may hold the money in an unpostables account for seven business days before returning the money. Reasons Why… Read More »What Happens if Money Goes into a Closed Bank Account?

Have you wondered, what is an originator identification number? It is a 10-digit unique number assigned to companies and organizations that debit or credit funds through ACH. This unique originator ID is unique to every company that accepts payments. For example, if you are an… Read More »What is an Originator Identification Number (ACH Payments)

Did you recently see a debit or credit in your bank account and wondering what is IND ALL Savings MSP? This is a pre-authorized payment for an Industrial Alliance savings plan that you have setup. It can be for a RRSP or RESP with Industrial… Read More »What is IND ALL Savings MSP?